What tax advantage if I invest my profit-sharing bonus?

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If it is placed in the employee savings or retirement plan opened by your company:

1️⃣ At the entrance:

• The incentive bonus is exempt from income tax.

• The premium is exempt from certain social security contributions (excluding CSG/CRDS, current rate 9.7% in 2021).

2️⃣ Upon exit (early or eventually):

• In the form of an annuity:

You will be subject to income tax after variable deduction depending on age and social security contributions (current rate 17.2% in 2021)

• In the form of capital or in the event of early release

  • You have nothing to declare

  • The capital gains made will not be subject to income tax excluding social security contributions (current rate 17.2% in 2021)