What tax advantage if I invest my participation bonus?
This content has been automatically translated.
If it is placed in the employee savings or retirement plan opened by your company:
1️⃣ At the entrance:
The participation bonus is exempt from income tax .
The premium is exempt from certain social contributions (excluding CSG/CRDS, current rate 9.7% in 2022).
2️⃣ Upon exit (early or eventually):
In the form of an annuity:
You will be subject to income tax after variable deduction depending on age and social security contributions (current rate 17.2% in 2022).
In the form of capital or in the event of early release
You have nothing to declare
The capital gains made will not be subject to income tax excluding social security contributions (current rate 17.2% in 2022)