What is the Collective PER?
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A savings plan opened by your company to help you build up additional income in retirement . You can save there:
Your profit-sharing and/or participation bonuses,
Rest days not taken (via a CET or not),
Make voluntary payments (deductible or not from your taxable income),
Make transfers from old retirement savings plans
Upon retirement, you can choose to release these amounts in the form of an annuity and/or capital.