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What is the Collective PER?

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A savings plan opened by your company to help you build up additional income in retirement . You can save there:

  • Your profit-sharing and/or participation bonuses,

  • Rest days not taken (via a CET or not),

  • Make voluntary payments (deductible or not from your taxable income),

  • Make transfers from old retirement savings plans

Upon retirement, you can choose to release these amounts in the form of an annuity and/or capital.