What are the new advantages of the Retirement Savings Plan (PER)?

This content has been automatically translated.

Since the PACTE law, the PERCO has become the Collective PER and Article 83 has become the Obligatory PER , offering new advantages to savers and above all the possibility of converting their old retirement savings plans into new retirement savings plans thanks to to transfers.

What changes between the PERCO and the PER Collective :

1️⃣ The possibility of making voluntary deductible payments.

2️⃣ The possibility of transferring and combining your old Retirement Savings Plans opened in your former companies or on an individual basis.

What changes between Article 83 and the Mandatory PER :

1️⃣ The possibility of paying your employee savings (under conditions).

2️⃣ The possibility of transferring and combining your old Retirement Savings Plans opened in your former companies or on an individual basis.

3️⃣ The possibility of receiving your savings in the form of capital once you retire ( except for the sums resulting from compulsory contributions in the case of an annual pension greater than €1,200).

4️⃣ The possibility of unlocking your savings for the purchase of your main residence ( except for amounts resulting from compulsory contributions).