Can I designate a beneficiary for my employee and retirement savings in the event of my death?

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For the PEE/PEI and Collective PER :

No , you cannot designate a beneficiary in the event of death. Your heirs are the beneficiaries of your employee and retirement savings, an integral part of your estate.

For the Mandatory PER :

Yes , you can, thanks to the “ beneficiary clause ” , designate the beneficiary(ies) who will receive your savings accumulated on this plan in the event of death during the constitution phase. Otherwise, it will revert to your heirs.